Continental Republic Capital, LLC

Factoring

Factoring accelerates cashflow from outstanding (unpaid) account receivables to bridge the funding gap (Up to 120 days) between an invoice and receipt of payment from your customer.

Non-Recourse or Traditional Factoring

Non-Recourse Factoring (also known as Traditional Factoring) involves outsourcing accounts receivable management, including credit protection and collection services. This solution helps businesses reduce administrative burdens and operational costs while shifting the payment risk to the factor. Once an invoice is approved, companies are protected from the risk of a customer’s financial inability to pay, ensuring stable and predictable cash flow.

Important Factors to Note:

  • Traditional Factoring is commonly used by businesses in consumer product industries such as apparel, electronics, textiles, furniture, and food and beverage to mitigate payment risk
  • The accounts receivable outsourcing services associated with Traditional Factoring can be utilized as a standalone solution or combined with advances from the factor, providing businesses with flexibility based on their cash flow needs
Case Studies

Swimwear Distributor

Apparel Manufacturer

Recourse or General Factoring

Recourse Factoring (also known as General Factoring) provides advances against unpaid accounts receivables that are primarily secured by the credit worthiness of your customers. You (a/k/a Seller) of the invoices maintains the ultimate payment risk if an invoice goes unpaid. Factoring accelerates your cashflow from your first ever invoice, through periods of rapid growth.

Important Factors to Note:

  • Our Factoring facilities are designed for start-ups and high-growth businesses typically with an annual sales between $1 million to $100 million.
  • Our clients’ industries are often temporary staffing, government contractors, oil field service, food and beverage, manufacturers, distributors, automotive suppliers and most industries except for construction.
  • Often considered one of the more flexible financing solutions for growing businesses as it prioritizes speed and convenience over burdensome reporting requirements.
  • Factoring is Ideal for all businesses expecting more than $1,000,000 in annual sales
Case Studies

Temporary Staffing Company

Natural Food Company

Don’t Just Take Our Word For It

  • "The factoring Republic provides has always been critical to our success. The immediate access to capital allowed us to seize new opportunities and accelerate our growth trajectory. We wouldn't be where we are today without their support."

    Greg W,
    Swimsuit Manufacturer

  • "We immediately felt that Republic’s diverse, experienced team understood our business and have continued to always be supportive. They don’t just offer solutions; they follow through.”

    Loretta K,
    Government Contractor

  • "In an evolving market, Republic stands out with its flexible and innovative solutions. Their 'we say yes' attitude is refreshing, and they’re not afraid to be creative when needed. They've helped us navigate complex challenges with a level of agility and authentic care that's rare."

    Katherine R,
    Oil Field equipment rental company

We’re Ready. Let’s Get Started.

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